Loan Products Homepage
With over hundreds of products and banks in our network, Assured has you covered! Learn more about our products down below.
Offered Products
Conventional
FHA
VA
USDA
Self Employed Loans
Investment Loans
Commercial
Bank Statement Only
Portfolio Loans
Bridge Loans
Land loans
DSCR
Reverse Mortgage
Business Purpose Loans
2-1 Buydown
2-1 buydown loans can be a great option for borrowers looking to reduce their monthly mortgage payments in the first few years of their loan. With a 2-1 buydown loan, the borrower pays a reduced interest rate in the first two years of the loan, which gradually increases over time until it reaches the permanent interest rate in the third year and beyond. This can provide borrowers with significant savings on their monthly payments in the early years of the loan, giving them more financial flexibility and allowing them to better manage their budget.
Special Offers 2023
DPA
Down payment assistance loans can be an excellent option for first-time homebuyers or those with limited financial resources. These loans provide funds to help borrowers cover the down payment and closing costs associated with purchasing a home. Down payment assistance loans typically have low interest rates, and in some cases, the loan may be forgiven after a certain number of years. This can provide borrowers with significant savings and allow them to achieve their home ownership goals more quickly.
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Conventional - Conventional loans can be an excellent choice for those seeking a mortgage. Because they are not guaranteed or insured by the federal government, conventional loans may offer more flexibility in terms of loan amounts, down payment requirements, and credit scores. Additionally, conventional loans can have lower interest rates than some government-backed loans, which can save borrowers money over the life of the loan. Conventional loans also offer the potential to build equity in a home faster than some other types of mortgages. With the right financial planning and management, conventional loans can be an effective tool for achieving homeownership and building long-term financial stability.
FHA- FHA loans can be a great option for those looking to buy a home. Backed by the Federal Housing Administration, these loans offer several benefits, including low down payment requirements and flexible credit score standards. FHA loans can also have lower interest rates and closing costs compared to some conventional loans. For those who are struggling to save up for a larger down payment, FHA loans can be a great option for achieving homeownership sooner. Additionally, FHA loans can be used to finance a variety of property types, including single-family homes, condominiums, and multi-unit properties. With their accessibility and affordability, FHA loans can be a valuable tool for helping people achieve their dreams of owning a home.
VA- VA loans can be a fantastic option for veterans and active-duty service members looking to purchase a home. Backed by the Department of Veterans Affairs, these loans offer several benefits, including no down payment requirements, competitive interest rates, and limited closing costs. VA loans also have more relaxed credit score standards compared to some other types of loans, making them more accessible to those with less-than-perfect credit. Additionally, VA loans offer the opportunity to purchase a home without private mortgage insurance (PMI), which can save borrowers thousands of dollars over the life of the loan. With their flexible terms and attractive benefits, VA loans can be an excellent choice for those who have served our country and are looking to achieve homeownership.
USDA- USDA loans can be an excellent option for those looking to buy a home in rural or suburban areas. Backed by the U.S. Department of Agriculture, these loans offer several benefits, including low interest rates, no down payment requirements, and flexible credit score standards. USDA loans also have limited closing costs, making them more accessible and affordable for those who may be struggling to save for a larger down payment. Additionally, USDA loans can be used to purchase a variety of properties, including single-family homes, condominiums, and even some manufactured homes. With their attractive terms and accessibility, USDA loans can be an excellent option for those looking to achieve homeownership in rural or suburban areas.
Self Employed Loans- Self-employed loans can be a great option for entrepreneurs and small business owners looking to buy a home or access capital for their business. These loans are designed specifically for self-employed individuals and often have more flexible requirements than traditional loans. For example, some self-employed loans may consider alternative forms of income, such as freelance work, contract work, or even rental income. Additionally, some lenders may offer reduced documentation requirements, making it easier for self-employed individuals to provide proof of income and creditworthiness. With the right financial planning and management, self-employed loans can be an effective tool for achieving both personal and professional goals. Whether you are looking to buy a home or invest in your business, self-employed loans can help you access the financing you need to succeed.
Investment Loans- Investment loans can be an excellent tool for those looking to build wealth through real estate investing. These loans are specifically designed for purchasing properties to generate rental income or to flip for a profit. Investment loans typically have higher interest rates and stricter eligibility requirements than traditional mortgages, but they offer several benefits. For example, investment loans often require lower down payments and may have more flexible credit score requirements, making it easier for investors to access financing. Additionally, investment loans can help investors build their credit and increase their buying power over time. With the right financial planning and management, investment loans can be a valuable tool for achieving long-term financial goals through real estate investing. Whether you are a seasoned investor or just getting started, investment loans can help you access the financing you need to grow your portfolio and achieve financial freedom.
Commercial Loans- Real estate commercial loans are designed for businesses looking to invest in commercial properties. They offer flexible terms, higher loan limits, and may have more relaxed credit score requirements. With the right financial planning, real estate commercial loans can help businesses achieve their real estate investment goals, increasing their revenue and profitability over time.
Bank Statement Loans- Bank statement loans can be a great option for self-employed individuals or business owners who may not have traditional income documentation, such as tax returns or pay stubs, to qualify for a loan. These loans allow borrowers to use their bank statements as proof of income, making it easier to access financing. Bank statement loans typically have more flexible eligibility requirements and may consider alternative forms of income, such as freelance work or contract work. With the right financial planning and management, bank statement loans can help self-employed individuals and business owners access the financing they need to achieve their goals. Whether you are looking to invest in your business, purchase a new property, or consolidate debt, bank statement loans can help you access the capital you need to succeed.
Portfolio Loans (Non Qm)- Portfolio loans can be a great option for borrowers who may not qualify for traditional loans due to unique circumstances, such as having a low credit score, being self-employed, or having multiple properties. These loans are held by the lender rather than being sold to a third-party investor, allowing for more flexibility in underwriting and approval processes. Portfolio loans can be used to purchase or refinance a variety of properties, including residential, commercial, and investment properties. With the right financial planning and management, portfolio loans can help borrowers access the financing they need to achieve their financial goals. Whether you are looking to purchase a new property, consolidate debt, or improve your credit score, portfolio loans can provide a customized solution to fit your needs.
Bridge Loans- Bridge loans can be a great option for borrowers looking to purchase a new property before selling their existing one. These short-term loans provide borrowers with the capital they need to bridge the gap between the sale of their current property and the purchase of a new one. Bridge loans can also be used to finance construction or renovation projects. Bridge loans typically have higher interest rates than traditional loans, but they offer several benefits, including a faster approval process and more flexible underwriting requirements. With the right financial planning and management, bridge loans can help borrowers access the financing they need to make a smooth transition from one property to another. Whether you are a homeowner looking to upgrade to a new property or a real estate investor looking to capitalize on a time-sensitive opportunity, bridge loans can provide a valuable solution to meet your needs.
Land Loans- Land loans can be a great option for borrowers looking to purchase land for a variety of purposes, including building a home, farming, or investing in real estate. These loans are specifically designed for the purchase of raw, undeveloped land, and they can provide borrowers with the capital they need to make their land purchase. Land loans typically have more flexible eligibility requirements and may have longer repayment terms than other types of loans, making them a valuable tool for borrowers with unique circumstances. With the right financial planning and management, land loans can help borrowers access the financing they need to achieve their land purchase goals. Whether you are looking to build your dream home, start a farm, or invest in real estate, land loans can provide a customized solution to meet your needs.
DSCR- Debt Service Coverage Ratio (DSCR) loans can be an excellent option for borrowers looking to finance income-producing properties, such as rental properties or commercial buildings. These loans take into account the property's ability to generate income and cover its operating expenses and debt service obligations. DSCR loans typically require a higher down payment and have more stringent eligibility requirements than other types of loans, but they offer several benefits, including higher loan amounts and lower interest rates. With the right financial planning and management, DSCR loans can help borrowers access the financing they need to invest in income-producing properties and achieve their financial goals. Whether you are a real estate investor looking to grow your portfolio or a business owner looking to purchase a commercial property, DSCR loans can provide a valuable solution to meet your needs.
Reverse Mortgage - Reverse mortgage loans can be a great option for homeowners who are 62 years of age or older and looking to access their home equity without selling their home. These loans allow homeowners to convert a portion of their home equity into cash, which can be received as a lump sum, line of credit, or regular payments. Unlike traditional loans, reverse mortgage loans do not require monthly payments and are instead repaid when the homeowner moves out of the home or passes away. Reverse mortgage loans can provide a valuable source of income for retirees or seniors who may have limited income streams but have significant equity in their home. With the right financial planning and management, reverse mortgage loans can help homeowners achieve greater financial security and flexibility in their retirement years. Whether you are looking to pay off debts, cover healthcare expenses, or enjoy your retirement years more fully, reverse mortgage loans can provide a customized solution to fit your needs.
Business Purpose Loans - Business purpose real estate loans can be a great option for investors or business owners looking to purchase or refinance commercial properties for business purposes. These loans are specifically designed for commercial properties used for business purposes, such as offices, warehouses, or retail spaces. Business purpose real estate loans typically have more flexible eligibility requirements and repayment terms than other types of loans, making them a valuable tool for borrowers with unique circumstances. With the right financial planning and management, business purpose real estate loans can help investors or business owners access the financing they need to grow their business or invest in commercial real estate. Whether you are looking to purchase a new property, renovate an existing one, or consolidate debt, business purpose real estate loans can provide a customized solution to meet your needs.