Privacy and Security Policy
Assured Home Loans Inc. ("Company," "we," "us," or "our") is committed to protecting the privacy and security of our clients' personal information. This policy outlines how we collect, use, disclose, and safeguard your information when you apply for our mortgage services. By using our services, you agree to the terms of this policy.
We collect personal information such as your name, address, phone number, email, Social Security number, income, employment details, credit history, and other financial information when you apply for our mortgage services. We also collect non-personal information like your IP address and browser type through cookies when you visit our website.
We use your information to process your mortgage application, underwrite loans, manage your loan account, verify your identity, assess your creditworthiness, and communicate with you about your application and loan status. We may use non-personal information to improve our website and services. We may also use your information to comply with applicable laws and legal processes.
We may share your personal information with third-party service providers who perform services on our behalf, such as credit checks and loan processing. We may share your information with our affiliates, including Assured Home Loans Inc. NMLS #01147773, to offer additional products and services. We may also disclose your information to government authorities when required by law or to protect our rights.
We implement reasonable safeguards to protect your information, including encryption and secure data storage. However, no method of transmission or storage is completely secure.
You have the right to access and correct your personal information. You can update your information by contacting us. You may opt out of marketing communications by following the unsubscribe instructions in our emails. We retain your information for as long as necessary to fulfill the purposes outlined in this policy and comply with legal obligations.
We may update this policy from time to time and will notify you of any significant changes by posting the new policy on our website. Your continued use of our services constitutes acceptance of the changes.
Terms and Conditions
Welcome to Assured Home Loans Inc. By accessing or using our services, you agree to these Terms and Conditions. If you disagree, please do not use our services.
We provide mortgage loan services, including loan origination, processing, and servicing. Services are subject to availability and may change at our discretion.
You must be at least 18 years old and a U.S. resident to use our services. Provide accurate information during the application process and update it as necessary.
Use our services for lawful purposes only. Maintain the confidentiality of your account information and be responsible for activities under your account.
Fees will be disclosed upfront and must be paid as per the terms provided. Non-payment may result in termination of services.
All content, trademarks, and logos are the property of Assured Home Loans Inc. or its licensors. Do not use, reproduce, or distribute any content without permission.
We are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability for any claim will not exceed the amount you have paid to us.
These Terms and Conditions are governed by California law. Any legal action related to your use of our services will be brought in California courts.
We may modify these Terms and Conditions at any time and will notify you by posting the new terms on our website. Continued use of our services constitutes acceptance of the new terms.